An Important Story about Debbie’s Retirement

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Do you think it's fun to think about retirement? I think most people probably not. Well, when it comes to saving for retirement, maybe not. But I do think that a lot of people are already dreaming about that time in their life when the alarm is not going off in the morning, can have that extra cup of coffee and get a jump on travel and other fun activities.

I think that's the ideal kind of thinking around retirement. But, that may not be the way it goes down for many of us.

So today I wanted to tell you a story about maybe a less pleasant, but equally important reason to retire. But first, let me ask you a question. So the real question is how do you as a 401k or 403b participate become a 401k Superhero to your future self? Well, that is the question, and these videos will give you the answers. Welcome to the Becoming a41k superhero video.

I've met with many retirement plan participants over the years who've shared that they don't really see an official retirement in their future. Maybe they have a love for working and a desire to keep going with their job.

And while this may seem great in theory, I would argue it's not a good reason to avoid saving for retirement. What if the situation presents itself where you just can't help but retire? I want to tell you a story. Back in 2019, I met with a retirement plan participant and her name was Debbie. She actually called me one day out of the blue to tell me it was officially her last day of work.

Isn't that cool? I was honored to get the phone call and excited to hear about what she had planned for the next chapter of her life. And that's when she shared with me her reason for retirement. She said, "Sarah, my son is having a serious health crisis and I am going to go live with his young family for a while to help take care of them while they're going through this."

Then she said something that changed my perspective forever. And that was, "thank you for encouraging me to save more so that I make that choice." I'd say Debbie's story reminds us that the importance of having your finances in order so that you can do what you need to do when you need to do it.

It's about having the flexibility to live life on your terms and take good care of the ones that you love, maybe even through unexpected circumstances. So even if you're not planning a traditional retirement, it's important to save throughout your career so that you can be ready for the unexpected and not have to keep working if something else is calling that may be more important.

If you want to make sure that you're prepared for the unexpected, then let's have a conversation. That's what it's all about. Click on the link below, and let's schedule a time to talk today.