Why People Don't Stick To Their Goals

I’ve been working with people to get their finances in order for a while now. And I’ve noticed that not everyone stays focused on getting their finances in order.

I’ve helped executive level folks put together a plan to get out of debt and turned around to see that they are taking another 401k loan.

Why can this be? I’ve noticed one common pattern in why.

And that’s what I want to talk about today.

But first, let me ask you a question. The question is, how do you as a 401k or 403b participant become a 401k superhero to your future self?

That is the question, and these videos will give you the answers. Hey, I’m Jonathon Schultheiss and welcome to the Becoming a 401k Superhero videos.

I would bet you’ve done this before too. You’ve set a goal and you start out working really hard at it and then you just lost interest.

Most people will set a goal of going to the gym, or paying off their extra credit card debt.

After they go to the gym for a few weeks, or they make a few extra payments on their debt, they just lose interest.

Why do you think that is?

The one thing that I’ve noticed over and over about these people, is that they don’t have a purpose. They don’t have a “why” to their goal.

If you go to the gym just because you want go to the gym, when your alarm clock goes off and your warm bed fells so much better than that treadmill or those weights, it’s easy stop going.

Or if you’re making extra payments to your debt and you giving up other conveniences like going out to eat to do it, the next time you don’t feel like cooking, its easy to stop.

But what if you had purpose?

What if you had a reason to get out of debt or go to the gym.

I go to the gym almost every morning. But I have a family history of heart problems.

My dad had multiple heart attacks.

I go to the gym to keep my heart healthy. I have purpose.

I’ve also seen other people have so much debt that they can’t afford to do much with their family.

I keep my debt low and my spending low, so that I can afford to take weekend trips with my family. That’s way more important to me than these little conveniences that cost a lot.

I have purpose in my goals, and I’ve stuck with them.

I can tell when I speak with someone about their goals if they will stick with them or not.

Those who have purpose, usually stick with their goals.

Those without purpose, usually don’t.

Adding purpose to your goals is for sure a way to become a 401k superhero to your future self.

If you would like to have a conversation about your financial goals, click on the link above and let’s have a conversation today.